Be Ready for the Millennials or Be Ready to Find a New Line of Work

“Shoot low boys, they’re ridin’ Shetlands.” — Lewis Grizzard

Interesting quote, huh? And kind of funny, too, when you picture a bunch of big, burly cowboys coming over the hill bumbling along on little horses.

Of course, the message is pretty simple: sometimes you have to adjust your strategy to win. And one group you’ll need to adjust for is coming over the proverbial hill: millennials — those born between 1981 and 1997. And yes, they’re riding Shetlands. Put more simply: they’re different. And if you understand those differences — and adjust your aim — you and your bottom line will be just fine.

Why adjust? For one, millennials now outnumber the baby boomer generation. That makes them the single largest generation — 75.4 million strong.

But even more important than their numbers is what they’re preparing for: buying homes. According to Trulia’s 2017 housing report, 83% of millennials say … Read the rest

US Shipping Companies – The Most Professional Service Provider

The shipping industry has already seen the boom and having an amazing growth rate, which is a new age phenomenon and people are more and more depending on this particular business to get a proper solution for transporting of their valuables and other items from one place to another. Today the shipping company’s service is not confined only in ocean cargo shipping, but it has developed a lot to get the material being shifted through air and road transportation. While we talk about the transportation of various materials, the first thing comes to our mind is the safety of the material and required steps are being taken to ensure the safekeeping of the consignment.

In securing the safety measures of the consignments, the shipping boxes are playing the most crucial and important role, which is considered as the principal issue in ensuring the safety of the material. Today there are … Read the rest

Making Friends With Crocodiles: Rethinking Your 2017 Marketing Plan With Rising Interest Rates

“If you live in the river, you should make friends with the crocodile.” — Proverb

I love that quote, but let me adapt it for you, the Realtor: “If you work in real estate, you should make friends with change!”

And of course the change everyone is talking about these days is interest rates. It happened — and no big surprise. As expected, for only the second time since the Great Recession, the Federal Reserve opted to raise interest rates one-quarter of a point. And I wouldn’t be a bit surprised if we see more rate increases during 2017. Many economists agree and predict mortgage rates will keep climbing.

In fact, Lawrence Yun, the chief economist for the National Association of Realtors (NAR), expects rates for conforming loans to hit 4.5% by the end of 2017 and says that jumbo loans should be roughly in line with the conforming rates. … Read the rest

Where Can I Print Customized Business Cards?

In the present scenario, the world is one the procedure of digitization. The business cards have become more popular among the business owners. However today the business market competition is increasing so each and every business owners need to have a unique identity. For the identification, the business cards are needed. It is because it is a very essential source of uniqueness for the businesses.  It can make the first impression and richness of the business. Today the business card is available in many forms. Few are laminated cards, plastic, full color, glossy and double-sided business cards. Nowadays custom business cards have become more popular in the market.

Essential points to look out

There are many essential points to be taken care while ordering custom business cards. The points are given below:

  • Size and shape of the card

In every respect, the custom business cards are original. Most of the … Read the rest

Are Credit Unions Good for Mortgages?

Unless you have deep pockets, you will most likely need to take out a mortgage when you purchase your home. The mortgage process is an extensive loan-seeking process which you conduct before looking for a new place to live, so that you know how much you’ll be able to borrow and how much of your own money you’ll have to pay.

Traditionally, most home buyers turn to their bank or a private lender to get a mortgage for their house. However, some people may sign up with a credit union instead of a bank to house their funds. If you use a credit union, you may be asking yourself, are credit unions also good for mortgages? As it happens, credit unions are great for mortgages, and here’s why.

Lower fees and more flexible terms

There are two main issues when it comes to banks and mortgages. The first issue is … Read the rest