Nowadays, people have credit cards for different purposes. Banks and companies offer different types of credit cards with several options that you can choose. So maybe you’re thinking for days of getting one yourself, but you’re torn whether you need it or not. Will it help you with your expenses? Savings? Or will it only bring you stress and problems?
To help you decide, here are five things that can help you make a final decision about getting a credit card:
What Is A Credit Card
Don’t confuse yourself with a credit card and debit card being the same. When you use a debit card in spending, it gets your payment from your savings account. But when you’re using a credit card when purchasing, you’re making a loan in the bank which you will pay in the months to come, with or without interest. Depending on what option … Read the rest